Newsletter - March 2013

Only available in Spanish and Portuguese

This marks the 7th consecutive year that MicroRate has conducted its survey of microfinance investment vehicles (MIVs), which play a key role in connecting private and public capital with microfinance institutions (MFIs) around the world. Despite the ups and downs of the microfinance market, these market matchmakers have consistently continued to play this important role and we look forward to providing continued coverage of their activities in the years to come.

This year's survey includes responses of 86 MIVs, out of a total 102 contacted. This report covers over 93% of MIVs’ total assets, $7.0 billion out of an estimated $7.5 billion in total global assets under management.

La participación de las mujeres en el sector microfinanciero ha suscitado un interés creciente en las últimas décadas, evidenciándose avances significativos hacia la igualdad de género. No obstante, aún persisten algunos desafíos importantes, por lo que la definición de estrategias inmediatas permitiría reforzar aún más la presencia femenina en el sector.


Léalo completo aquí

El factoring es un producto financiero que viene ganando mayor presencia en la región, gracias a sus bondades frente a otros tipos de financiamiento. A su vez, genera un impacto positivo en la economía de los países, al promover la inclusión financiera de las mypes y también su formalización.

Desde hace varios años, la clasificadora de riesgos MicroRate viene elaborando benchmarks financieros y sociales de manera semestral, a partir de la información de diversas entidades financieras latinoamericanas que evaluamos.

Léalo completo aquí

El futuro de las microfinancieras en materia de sostenibilidad está marcado por la necesidad de integrar los factores ESG en sus operaciones y ofrecer productos financieros sostenibles, basados en información de los clientes

Los invitamos a leer el artículo publicado por nuestro jefe comercial, Diego Vargas Romero, donde nos detalla la importancia de las calificadoras de riesgo y el compromiso que tienen con el mercado.

MicroRate analizó al detalle la cartera de 5 IMF supervisadas que representan 10% del total de cartera MYPE en Perú (aproximadamente USD14 mil millones).

Lento crecimiento, estable liquidez, ligera mejora en márgenes operativos resumen el desempeño del sistema cooperativo local. El principal desafío y amenaza, sin embargo, continúa siendo la gestión del riesgo crediticio.

Social performance has become a “standard” for financial institutions over the last few years, especially for those who began their activities with a strong social mission.

In recent years, more and more financial institutions are interested in the issue of social performance. Indeed, the double goal, financial and social, has became the standard to succeed in fulfilling their missions. The establishment of a social performance units has helped organizations to monitor their social activities and alignment with their objectives.

In addition to COVID-19 pandemic, which challenged the entire world, the economic crisis driven by the war in Ukraine has created new challenges for the microfinance sector and finance in general.

Corporate governance is a system that comprises a set of rules, practices and processes used to manage an entity. Good governance allows to properly manage the operation and integration of the entirety of an institution's areas.

That is why its role is fundamental to achieving compliance with responsible practices towards customers, with top managers as the first to internalize and transmit the respective culture at all organizational levels.

To receive the full version for free, Register here

In recent years, there has been a growing trend in financial institutions to adopt policies and processes comprising a social and environmental component, aimed at ensuring the well-being and growth of their employees and customers, as well as that of the community and the environment.

In addition to contributing to the sustainable development of its country, an MFI generates an improvement in both reputation and confidence on the part of its stakeholders (customers, employees, investment funds, and suppliers, among others). 

To receive the full version for free, Register here

In this article, we share some insights on what MicroRate has observed in the performance of the African microfinance sector over the past three years.Read here

Receive the free full version, register here.

Available only in spanish.

En este artículo compartimos las principales observaciones en el desempeño del sector microfinanciero hondureño vs el promedio de Latinoamérica. Ver aquí

Para recibir la versión completa gratuita, Regístrese Aquí

Available only in spanish.

En este artículo compartimos las principales observaciones en el desempeño del sector microfinanciero ecuatoriano vs el promedio de Latinoamérica. Ver aquí

Para recibir la versión completa gratuita, Regístrese Aquí

In this article we share the main observations on the performance of the Peruvian microfinance sector vs. the Latin American average. See here

Receive the free full version, register here.

En este Country Note compartimos un resumen de los resultados del sector supervisado local, anotando aspectos relevantes observados en el desempeño de las microfinancieras colombianas durante el 2021.

Ver aquí (versión corta)
Para recibir la versión completa gratuita, regístrese aquí.

In this article we share the main trends in the Social Performance of Microfinance Institutions (MFIs) worldwide.

Read here

We share a brief analysis of the findings of our Financial Benchmark (Benin) as of June 2021.

Read here

In this article, MicroRate discusses the contribution of MFI mission fulfillment within the framework of the Sustainable Development Goals.

Available in Spanish, read the article here.

This article by Roxana Rivera (Senior Analyst) addresses some challenges faced by financial institutions in their management of protecting their microfinance clients in the current context.

Only available in Spanish. (Link)

This article is only available in Spanish. (Link)

PRACTICES INCREASING THE CREDIT RISK

Practices such as an unusually fast growth in a complex context, risky credit operations approval, commercialization of loan credit assets and parallel information systems affect, sooner rather than later, the credit risk. In accordance to Microrate’s experience, an inappropriate management of assets’ quality has a direct impact, not necessarily immediate, on the financial institutions’ (FI) financial health.

SUSTAINABILITY WITH RESPONSIBILITY – MICROFINANCE SECTOR IN LATIN AMERICA

Social Performance Management (SPM) seems not to be a “fad” for the microfinance sector in Latin America; on the contrary, it is becoming a structured objective and it is even demanded by some countries across the region.

In fact, there is a keen worldwide interest for the social service of the microfinance sector, since it addresses a economically sensitive niche segment.

Only available in Spanish and Portuguese

Only available in Spanish and Portuguese

Only available in Spanish and Portuguese

Only available in Spanish and Portuguese

Only available in Spanish and Portuguese

Only available in Spanish.

Only available in Spanish.

Only available in Spanish.

Only available in Spanish and Portuguese

This marks the 7th consecutive year that MicroRate has conducted its survey of microfinance investment vehicles (MIVs), which play a key role in connecting private and public capital with microfinance institutions (MFIs) around the world. Despite the ups and downs of the microfinance market, these market matchmakers have consistently continued to play this important role and we look forward to providing continued coverage of their activities in the years to come.

This year's survey includes responses of 86 MIVs, out of a total 102 contacted. This report covers over 93% of MIVs’ total assets, $7.0 billion out of an estimated $7.5 billion in total global assets under management.