About us

We are the first credit rating agency specializing in microfinance. Our experience is based on 27 years of work and over 1,700 assessments in 55 countries.

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Latest rating reports

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IMFCREDICAMPO
COUNTRYEl Salvador
TYPESocial
RATING
DATE2024-04
IMFCREDICAMPO
COUNTRYEl Salvador
TYPEMIR
RATINGα-
DATE2024-04
IMFINKLUSIVA
COUNTRYColombia
TYPEMIR
RATINGβ
DATE2024-04
IMFCAJA MUNICIPAL DE AHORRO Y CRÉDITO DE PIURA S.A.C
COUNTRYPerú
TYPECredit
RATINGB+
DATE2024-03

Rating Services

Our rating reports are acknowledged for their objectivity, independence of opinion, and quality of analysis.

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Credit Rating

We assess financial strength based on regulatory and comprehensive risk approach (SBS, Peru;  BCT, Tunisia and SBP, Panama).

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Social and Environmental Rating

We assess social performance and the degree of alignment with international sustainability standards.

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Institutional Rating

We measure long-term institutional viability and solvency. We identify strengths and weaknesses in key areas.

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Assessment process

We carry out the process in five well-defined stages.

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1Request for information

Request, processing, and standardization of requested information.

2In-depth interviews

Interviews to different instances of institutional organization chart.

3Closing meeting

Preparation of draft report for comments from your entity.

4Draft and comments

Discussion in Rating Committee.

5Rating committee and final report

Final review and issuance of report with rating.

MicroRate Research

Our research services are designed to meet the needs of actors (and stakeholders) in the microfinance sector for updated and specialized information.

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Publications

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Articles

June 18, 2024

Resultados del Benchmark MicroRate al cierre del 2023 - Enfoque desde América Latina

Desde hace varios años, la clasificadora de riesgos MicroRate viene elaborando benchmarks financieros y sociales de manera semestral, a partir de la información de diversas entidades financieras latinoamericanas que evaluamos.

Léalo completo aquí

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Articles

May 2, 2024

Desafíos para la integración de factores ESG en las microfinanzas

El futuro de las microfinancieras en materia de sostenibilidad está marcado por la necesidad de integrar los factores ESG en sus operaciones y ofrecer productos financieros sostenibles, basados en información de los clientes

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Our clients

Finlabor
Génesis Fundación Logo
Victory Empowerment
Microsefin

We are ready to assist you.

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