MicroRate is pleased to announce the financial institutions (FI) that obtained the best international grades in Institutional Performance Rating (MIR) and Social Performance Rating during the crisis context due to the Covid-19 pandemic. The list includes regulated and non-regulated entities.
Kindly find the report here.
September 5, 2017
Lima, September 2017. MicroRate is pleased to present the financial institutions (FI) that obtained the best international grades in institutional rating (MIR) and social rating. The list includes regulated and unregulated entities from different countries.
The MIR evaluates the overall performance regarding the best practices and sustainability in the long term. We are also pleased to recognize the effort in the social performance management, which confirms the responsibility of these FI towards their customers, employees, the community and the environment. See press release
May 30, 2017
While the placement of microcredits in a group expresses the essence of microfinance by its attention to the base of the pyramid, it may be the placement mechanism that is most exposed to operational as well as reputational risk.
In the experience of MicroRate, the operational risk in group methodology is furthered when the regulation of the group’s operations is imprecise. There is a high level of manipulation of cash (in disbursement and collection sessions), a relaxation of credit policies and, in general, insufficient control. To this is added a comparatively higher turnover of loan officers, which is explained, in part, by the challenge they face to serve groups in dispersed and inaccessible localities. Read More
March 27, 2024
La presente clasificación de entidad se realiza en base a la autorización otorgada por la Superintendencia de Banca, Seguros y AFP (SBS).
December 26, 2023
As every year, we are pleased to announce those institutions that have reached international excellence at either of 3 different categories: Institutional Performance (Institutional Rating), Social Performance (Social Rating) and, starting this year, Client Protection (Client Protection Standards Certification).
The lists include only those institutions with public ratings in the range of excellence that were rated during 2023. Institutions with the same grade were listed in alphabetical order.
See More
December 6, 2023
Compartimos nuestra amplia experiencia evaluando riesgos y la gestión de desempeño social en diversas instituciones financieras alrededor del mundo, a través de capacitaciones dirigidas al Gobierno Corporativo como al personal.
October 26, 2023
Compartimos el artículo del Diario Gestión, “La reprogramación ayuda a reducir la morosidad de forma artificial, hasta un punto de corte. Algunas empresas se logran recuperar y pagan puntualmente, pero otras no; y allí es que se eleva la morosidad”.
October 5, 2023
MicroRate se complace en anunciar la designación de Mayumi Ogata como Gerente General a partir del lunes 4 de setiembre de 2023. Mayumi ha sido Jefa de Operaciones desde 2013 y cuenta con una amplia experiencia en nuestro sector.
MicroRate agradece a María Belén Effio sus años de servicio en la compañía como Gerente General y reconoce los aciertos de su gestión.
MicroRate, pionera en calificaciones de riesgos en microfinanzas, desea a Mayumi éxitos en el desempeño de este nuevo cargo.
August 22, 2023
August 18, 2023
María Belén Effio, CEO de MicroRate, para el diario Microfinanzas.
July 17, 2023
Sobre nosotros
MicroRate es la primera agencia de calificación especializada en microfinanzas. Nuestra organización tiene más de 25 años de experiencia en el sector y ha realizado más de 1,700 calificaciones en más de 55 países. Nuestros servicios están diseñados para agregar valor a las instituciones financieras. A través de nuestros productos y servicios, las IMF han fortalecido sus operaciones, obtenido visibilidad internacional y diversificado sus fuentes de financiamiento.
¿Qué nos distingue?
- Objetividad
- Independencia de análisis
- Innovación
Nuestra misión
Promover el flujo de fondos desde los mercados de capital hacia el sector de microfinanzas y de pymes, a través de una mayor transparencia y crecimiento de ambos segmentos a nivel global.
July 4, 2023
"Esto haría aun más desafiante que las microfinancieras alcancen las metas de utilidad establecidas a fines del año pasado"- María Belén Effio, CEO de MicroRate, para Semana Económica.
June 8, 2023
Compartimos el artículo del Diario Microfinanzas, "El sistema peruano de Cooperativas de Ahorro y Crédito (COOPAC) ha presentado un desempeño modesto durante el primer trimestre del 2023"
Artículo completo aquí
April 11, 2023
Compartimos el artículo del Diario Microfinanzas,, "Ingresos financieros de Cajas Municipales crecen 20,74% en febrero, pero utilidades disminuyen 44,3%"
December 20, 2022
December 20, 2022
April 20, 2022
MicroRate will be present in São Paulo on April 27th and 28th on the occasion of Abcred's 20th anniversary. We would like to take this opportunity to meet with your microfinance institutions (MFIs) for an exchange of experiences and an update on our entities.
Our representatives who will be present:
|
|
We would like to schedule a meeting with your microfinance institution: [email protected]
November 22, 2021
As every year, we want to publicly announce the global lists of those entities that achieved excellence in 2 different categories: Social Performance and Institutional Performance.
On Thursday 18th we officially presented the lists in an event, watch the recording by clicking here.
The following institutions were listed in alphabetical order for each grade. The lists include only institutions with public grades that were rated during 2021.
MicroRate congratulates all of these entities for the remarkable effort in terms of Institutional and Social Performances, even in the face of an adverse context in the places where they operate, without losing focus on their mission towards financial inclusion.
We invite them to continue demonstrating that a financial-social balance is possible.
October 25, 2021
MicroRate has been officially acknowledged as rater for Microfinance Institutions under the authority of Le Gouverneur de la Banque Centrale de Tunisie (Central Bank of Tunisia) in accordance with the Circular Note N°2020-13.
MicroRate's CEO, Maria Belen Effio stated, “We look forward to contributing to Tunisie's financial inclusion (Microfinance) sector by providing independent and objective assessments.”
June 7, 2021
MicroRate will continue to issue the certification of MFIs under its label, framed within the standardized methodology of SPTF and CERISE.
October 15, 2019
Lima. October 31st, 2019. MicroRate is pleased to announce the financial institutions (FI) that obtained the best international grades in institutional rating (MIR) and social rating. The list includes regulated and non-regulated entities.
The MIR evaluates the overall performance regarding the best practices and sustainability in the long term. Furthermore, we are also pleased to recognize the effort in the social performance management, which confirms the responsibility of these FI towards their customers, employees, the community and the environment. See press release
September 5, 2017
Lima, September 2017. MicroRate is pleased to present the financial institutions (FI) that obtained the best international grades in institutional rating (MIR) and social rating. The list includes regulated and unregulated entities from different countries.
The MIR evaluates the overall performance regarding the best practices and sustainability in the long term. We are also pleased to recognize the effort in the social performance management, which confirms the responsibility of these FI towards their customers, employees, the community and the environment. See press release
May 30, 2017
While the placement of microcredits in a group expresses the essence of microfinance by its attention to the base of the pyramid, it may be the placement mechanism that is most exposed to operational as well as reputational risk.
In the experience of MicroRate, the operational risk in group methodology is furthered when the regulation of the group’s operations is imprecise. There is a high level of manipulation of cash (in disbursement and collection sessions), a relaxation of credit policies and, in general, insufficient control. To this is added a comparatively higher turnover of loan officers, which is explained, in part, by the challenge they face to serve groups in dispersed and inaccessible localities. Read More
March 27, 2024
La presente clasificación de entidad se realiza en base a la autorización otorgada por la Superintendencia de Banca, Seguros y AFP (SBS).
December 26, 2023
As every year, we are pleased to announce those institutions that have reached international excellence at either of 3 different categories: Institutional Performance (Institutional Rating), Social Performance (Social Rating) and, starting this year, Client Protection (Client Protection Standards Certification).
The lists include only those institutions with public ratings in the range of excellence that were rated during 2023. Institutions with the same grade were listed in alphabetical order.
See More
December 6, 2023
Compartimos nuestra amplia experiencia evaluando riesgos y la gestión de desempeño social en diversas instituciones financieras alrededor del mundo, a través de capacitaciones dirigidas al Gobierno Corporativo como al personal.
October 26, 2023
Compartimos el artículo del Diario Gestión, “La reprogramación ayuda a reducir la morosidad de forma artificial, hasta un punto de corte. Algunas empresas se logran recuperar y pagan puntualmente, pero otras no; y allí es que se eleva la morosidad”.
October 5, 2023
MicroRate se complace en anunciar la designación de Mayumi Ogata como Gerente General a partir del lunes 4 de setiembre de 2023. Mayumi ha sido Jefa de Operaciones desde 2013 y cuenta con una amplia experiencia en nuestro sector.
MicroRate agradece a María Belén Effio sus años de servicio en la compañía como Gerente General y reconoce los aciertos de su gestión.
MicroRate, pionera en calificaciones de riesgos en microfinanzas, desea a Mayumi éxitos en el desempeño de este nuevo cargo.
August 22, 2023
August 18, 2023
María Belén Effio, CEO de MicroRate, para el diario Microfinanzas.
July 17, 2023
Sobre nosotros
MicroRate es la primera agencia de calificación especializada en microfinanzas. Nuestra organización tiene más de 25 años de experiencia en el sector y ha realizado más de 1,700 calificaciones en más de 55 países. Nuestros servicios están diseñados para agregar valor a las instituciones financieras. A través de nuestros productos y servicios, las IMF han fortalecido sus operaciones, obtenido visibilidad internacional y diversificado sus fuentes de financiamiento.
¿Qué nos distingue?
- Objetividad
- Independencia de análisis
- Innovación
Nuestra misión
Promover el flujo de fondos desde los mercados de capital hacia el sector de microfinanzas y de pymes, a través de una mayor transparencia y crecimiento de ambos segmentos a nivel global.
July 4, 2023
"Esto haría aun más desafiante que las microfinancieras alcancen las metas de utilidad establecidas a fines del año pasado"- María Belén Effio, CEO de MicroRate, para Semana Económica.
June 8, 2023
Compartimos el artículo del Diario Microfinanzas, "El sistema peruano de Cooperativas de Ahorro y Crédito (COOPAC) ha presentado un desempeño modesto durante el primer trimestre del 2023"
Artículo completo aquí
April 11, 2023
Compartimos el artículo del Diario Microfinanzas,, "Ingresos financieros de Cajas Municipales crecen 20,74% en febrero, pero utilidades disminuyen 44,3%"
December 20, 2022
December 20, 2022
April 20, 2022
MicroRate will be present in São Paulo on April 27th and 28th on the occasion of Abcred's 20th anniversary. We would like to take this opportunity to meet with your microfinance institutions (MFIs) for an exchange of experiences and an update on our entities.
Our representatives who will be present:
|
|
We would like to schedule a meeting with your microfinance institution: [email protected]
November 22, 2021
As every year, we want to publicly announce the global lists of those entities that achieved excellence in 2 different categories: Social Performance and Institutional Performance.
On Thursday 18th we officially presented the lists in an event, watch the recording by clicking here.
The following institutions were listed in alphabetical order for each grade. The lists include only institutions with public grades that were rated during 2021.
MicroRate congratulates all of these entities for the remarkable effort in terms of Institutional and Social Performances, even in the face of an adverse context in the places where they operate, without losing focus on their mission towards financial inclusion.
We invite them to continue demonstrating that a financial-social balance is possible.
October 25, 2021
MicroRate has been officially acknowledged as rater for Microfinance Institutions under the authority of Le Gouverneur de la Banque Centrale de Tunisie (Central Bank of Tunisia) in accordance with the Circular Note N°2020-13.
MicroRate's CEO, Maria Belen Effio stated, “We look forward to contributing to Tunisie's financial inclusion (Microfinance) sector by providing independent and objective assessments.”
June 7, 2021
MicroRate will continue to issue the certification of MFIs under its label, framed within the standardized methodology of SPTF and CERISE.
October 15, 2019
Lima. October 31st, 2019. MicroRate is pleased to announce the financial institutions (FI) that obtained the best international grades in institutional rating (MIR) and social rating. The list includes regulated and non-regulated entities.
The MIR evaluates the overall performance regarding the best practices and sustainability in the long term. Furthermore, we are also pleased to recognize the effort in the social performance management, which confirms the responsibility of these FI towards their customers, employees, the community and the environment. See press release
September 5, 2017
Lima, September 2017. MicroRate is pleased to present the financial institutions (FI) that obtained the best international grades in institutional rating (MIR) and social rating. The list includes regulated and unregulated entities from different countries.
The MIR evaluates the overall performance regarding the best practices and sustainability in the long term. We are also pleased to recognize the effort in the social performance management, which confirms the responsibility of these FI towards their customers, employees, the community and the environment. See press release
May 30, 2017
While the placement of microcredits in a group expresses the essence of microfinance by its attention to the base of the pyramid, it may be the placement mechanism that is most exposed to operational as well as reputational risk.
In the experience of MicroRate, the operational risk in group methodology is furthered when the regulation of the group’s operations is imprecise. There is a high level of manipulation of cash (in disbursement and collection sessions), a relaxation of credit policies and, in general, insufficient control. To this is added a comparatively higher turnover of loan officers, which is explained, in part, by the challenge they face to serve groups in dispersed and inaccessible localities. Read More
