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What’s NewMay 30, 2017

Special Report - May 2017

While the placement of microcredits in a group expresses the essence of microfinance by its attention to the base of the pyramid, it may be the placement mechanism that is most exposed to operational as well as reputational risk.

In the experience of MicroRate, the operational risk in group methodology is furthered when the regulation of the group’s operations is imprecise. There is a high level of manipulation of cash (in disbursement and collection sessions), a relaxation of credit policies and, in general, insufficient control. To this is added a comparatively higher turnover of loan officers, which is explained, in part, by the challenge they face to serve groups in dispersed and inaccessible localities. Read More

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MicroRate authorized to operate as a Risk Rating Agency in Panama

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MicroRate's Top Rated Lists 2022

As we do every year, we would like to publicly announce the financial institutionsthat have achieved excellence at a global level, this time in 3 different categories: Institutional Performance (Institutional Rating), Social Performance (Social Rating), and Creditworthiness (Credit Rating - Peru and Tunisia).
 
The lists include only entities with public ratings in the excellence range that were rated during 2022. Institutions sharing the same grade are listed in alphabetical order.
 
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