Intranet

  • GLOBAL COVERAGE

    RISK RATING AGENCY

    20 years providing an expert and objective opinion on the performance of, predominantly, microfinance institutions

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  • PROMOTING THE STRENGTHENING OF

    MICROFINANCE

    "In recent years, it has been MicroRate’s mission to foster transparency in ever more complex markets, providing an expert opinion on risk management in microfinance, thus becoming the strategic allies of our customers".

    Damian von Stauffenberg (Founder)

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  • Specialized Publications

    BENCHMARK

    A report that allows the sector development to be measured using 30 key management indicators.

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RATINGS

Fundación Covelo / HN / MIR / α- / 2018 Reficom / GT / Social / Private / 2018 Reficom / GT / MIR / Private / 2018 CMAC Paita / PE / Credit / D+ / 2018-03 CMAC Piura / PE / Credit / B- / 2018-03 CMAC Sullana / PE / Credit / B- / 2018-03 CRAC Sipán / PE / Credit / D+ / 2018-03 CMAC Del Santa / PE / Credit / D / 2018-03 Buusaa Gonofaa / ET / MIR / β- / 2017 Wasasa / ET / MIR / β / 2017 Metemamen / ET / MIR / β / 2017 Caurie / SN / MIR / β / 2017 U-IMCEC / SN / MIR / γ+ / 2017 CMAC Sullana / PE / Social / Private / 2017 CMAC Huancayo / PE / Social / / 2017 Génesis Empresarial / GT / MIR / Private / 2018 Alsol Contigo / MX / Social / / 2017 Promundo / CO / MIR / Private / 2017

OUR PRODUCTS

1

INSTITUTIONAL

RATING

This is issued with an international grade, thus facilitating an opinion on the financial institution's ...

2

CREDIT

RATING

Scaled at local level, we issue an opinion on the financial ability of the organization ...

3

SOCIAL

RATING

Measure the social performance of a financial institution and the extent to which it is ...

4

LOAN PORTFOLIO

RATING

Identifies the risk level of the financial institutions’ credit portfolio. Issues opinions on the reasonableness ...

LEARN ABOUT OUR ADDITIONAL SERVICES

  • SMART CAMPAIGN

    We are currently one of the official certifying agencies of the SMART CAMPAIGN, and we currently have 9 certified customers in the Campaign; 7 in Latin America and 2 in Africa.

    Once obtained, the SMART CAMPAIGN Certification has a 4 year validity. In addition, at the middle of this period, a new visit is carried out to validate client protection principles compliance (2 years later).

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News

29
/
September
PERU: Ratings for regulated FI (Jun-17)

Following the stablishments contained in Financial System General Law (N° 26702) and SBS Resolution N° ...

18
/
September
Certified Institutions: Smart Campaign

Lima, September 2017. – We are pleased to present the financial institutions (FI) that, following ...

Vídeo

Damian von Stauffenberg on the source of wealth (English)

More About Us

MicroRate is the first specialist microfinance rating agency recognized by the Peruvian financial system’s regulatory body (Superintendencia de Banca, Seguros y AFP / Superintendence of Banking, Insurance and Pension Fund Administrators). MicroRate is authorized to perform credit risk ratings on local financial institutions.

OUR CLIENTS