About us

We are the first credit rating agency specializing in microfinance. Our experience is based on 25 years of work and over 1,700 assessments in 55 countries.

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Latest rating reports

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IMFMICROSERFIN
COUNTRYPanamá
TYPESocial
RATING
DATE2024-02
IMFMICROSERFIN
COUNTRYPanamá
TYPEMIR
RATINGβ+
DATE2024-02
IMFBANCO ADOPEM
COUNTRYRepública Dominicana
TYPESocial
RATING
DATE2023-10
IMFBANCO W
COUNTRYColombia
TYPESocial
RATING
DATE2023-10

Rating Services

Our rating reports are acknowledged for their objectivity, independence of opinion, and quality of analysis.

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Credit Rating

We assess financial strength based on regulatory and comprehensive risk approach (SBS, Peru;  BCT, Tunisia and SBP, Panama).

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Social Rating

We assess social performance and the degree of alignment with international sustainability standards.

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Institutional Rating

We measure long-term institutional viability and solvency. We identify strengths and weaknesses in key areas.

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Assessment process

We carry out the process in five well-defined stages.

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1Request for information

Request, processing, and standardization of requested information.

2In-depth interviews

Interviews to different instances of institutional organization chart.

3Closing meeting

Preparation of draft report for comments from your entity.

4Draft and comments

Discussion in Rating Committee.

5Rating committee and final report

Final review and issuance of report with rating.

MicroRate Research

Our research services are designed to meet the needs of actors (and stakeholders) in the microfinance sector for updated and specialized information.

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Publications

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Articles

March 7, 2024

Las Calificadoras de Riesgo y su Compromiso con el Mercado

Los invitamos a leer el artículo publicado por nuestro jefe comercial, Diego Vargas Romero, donde nos detalla la importancia de las calificadoras de riesgo y el compromiso que tienen con el mercado.

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Benchmarks

October 27, 2023

Desempeño del Sector Microfinanciero de Costa Rica a Septiembre 2023

Compartimos una breve mirada al comportamiento del sector microfinanciero de Costa Rica con corte a Septiembre del 2023.

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Our clients

Finlabor
Génesis Fundación Logo
Victory Empowerment
Microsefin

We are ready to assist you.

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