Intranet

  • PRODUCT

    Description

    A service that helps financial entities in its strengthening, visibility and funding diversification.

    The report assess the long term sustainability of the MFI.

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  • PRODUCT

    Description

    A service facilitated to size the creditworthiness and risk management of supervised financial entities.

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  • PRODUCT

    DESCRIPTION

    The report gives an opinion on the Social performance, mission accomplishment and Corporate Social Responsibility of your financial institution.

    The analysis relies on SPTF and Client Protection Principles.

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  • PRODUCT

    DESCRIPTION

    An expert opinion on loan portfolio quality and performance.

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  • 2018

    Top Rated Financial Institutions

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  • GLOBAL COVERAGE

    RISK RATING AGENCY

    20 years providing an expert and objective opinion on the performance of, predominantly, microfinance institutions

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  • PROMOTING THE STRENGTHENING OF

    MICROFINANCE

    "In recent years, it has been MicroRate’s mission to foster transparency in ever more complex markets, providing an expert opinion on risk management in microfinance, thus becoming the strategic allies of our customers".

    Damian von Stauffenberg (Founder)

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  • Specialized Publications

    BENCHMARK

    A report that allows the sector development to be measured using 30 key management indicators.

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RATINGS

CMAC Piura / PE / Credit / B / 2018-09 CMAC Sullana / PE / Credit / C+ / 2018-09 CMAC Del Santa / PE / Credit / D / 2018-09 CMAC Paita / PE / Credit / D+ / 2018-09 CRAC Sipán / PE / Credit / D+ / 2018-09 COOP Pacífico / PE / Social / / 2018 Apoyo Integral / SV / Social / / 2018 Standard Life / NG / MIR / β- / 2018 ACME / HT / Social / / 2018 ACME / HT / MIR / β / 2018 Edpyme Alternativa / PE / Social / / 2018 Edpyme Alternativa / PE / MIR / β / 2018 Standard Life / NG / MIR / β- / 2018 Bancompartir / CO / Social / / 2018 Grooming Centre / NG / Social / / 2018 Grooming Centre / NG / MIR / α- / 2018 Extracredi / BR / MIR / β / 2018 Crecerto / BR / MIR / β / 2018 Planorte / BR / MIR / β / 2018 Fie Gran Poder / AR / Social / / 2018 Fie Gran Poder / AR / MIR / β+ / 2018 Credisol / BR / MIR / β / 2018 Blusol / BR / Social / / 2018 Blusol / BR / MIR / β+ / 2018 Banco da Familia / BR / Social / / 2018 Banco da Familia / BR / MIR / α- / 2018 Génesis Empresarial / GT / MIR / Private / 2018 Fundación Covelo / HN / MIR / α- / 2018 Reficom / GT / Social / Private / 2018 Reficom / GT / MIR / Private / 2018

OUR PRODUCTS

1

INSTITUTIONAL

RATING

This is issued with an international grade, thus facilitating an opinion on the financial institution's ...

2

CREDIT

RATING

Scaled at local level, we issue an opinion on the financial ability of the organization ...

3

SOCIAL

RATING

Measure the social performance of a financial institution and the extent to which it is ...

4

LOAN PORTFOLIO

RATING

Identifies the risk level of the financial institutions’ credit portfolio. Issues opinions on the reasonableness ...

LEARN ABOUT OUR ADDITIONAL SERVICES

  • SMART CAMPAIGN

    We are currently one of the official certifying agencies of the SMART CAMPAIGN, and we currently have 9 certified customers in the Campaign; 7 in Latin America and 2 in Africa.

    Once obtained, the SMART CAMPAIGN Certification has a 4 year validity. In addition, at the middle of this period, a new visit is carried out to validate client protection principles compliance (2 years later).

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News

11
/
October
Top Rated Financial Institutions 2018

Lima, October 2018.- MicroRate is pleased to present the financial institutions (FI) that obtained the ...

29
/
September
PERU: Ratings for regulated FI (Jun-17)

Following the stablishments contained in Financial System General Law (N° 26702) and SBS Resolution N° ...

Vídeo

Damian von Stauffenberg on the source of wealth (English)

More About Us

MicroRate is the first specialist microfinance rating agency recognized by the Peruvian financial system’s regulatory body (Superintendencia de Banca, Seguros y AFP / Superintendence of Banking, Insurance and Pension Fund Administrators). MicroRate is authorized to perform credit risk ratings on local financial institutions.

OUR CLIENTS