About us

We are the first credit rating agency specializing in microfinance. Our experience is based on 25 years of work and over 1,700 assessments in 55 countries.

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Latest rating reports

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IMFFundenuse
COUNTRYNicaragua
TYPEMIR
RATINGα-
DATE2022-12-01
IMFFundenuse
COUNTRYNicaragua
TYPESocial
RATING4
DATE2022-12-01
IMFCMAC Paita
COUNTRYPerú
TYPECredit
RATINGC-
DATE2022-09-01
IMFCMAC Del Santa
COUNTRYPerú
TYPECredit
RATINGD+
DATE2022-09-01

Rating Services

Our rating reports are acknowledged for their objectivity, independence of opinion, and quality of analysis.

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Credit Rating

We assess financial strength based on regulatory and comprehensive risk approach (SBS, Peru; and BCT, Tunisia).

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Social Rating

We assess social performance and the degree of alignment with international sustainability standards.

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Institutional Rating

We measure long-term institutional viability and solvency. We identify strengths and weaknesses in key areas.

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Assessment process

We carry out the process in five well-defined stages.

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1Request for information

Request, processing, and standardization of requested information.

2In-depth interviews

Interviews to different instances of institutional organization chart.

3Closing meeting

Preparation of draft report for comments from your entity.

4Draft and comments

Discussion in Rating Committee.

5Rating committee and final report

Final review and issuance of report with rating.

MicroRate Research

Our research services are designed to meet the needs of actors (and stakeholders) in the microfinance sector for updated and specialized information.

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Publications

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Benchmarks

February 7, 2023

Desempeño del Sector Microfinanciero de América Latina a Setiembre del 2022

Avaible in Spanish

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Articles

February 6, 2023

Social Performance Management

Social performance has become a “standard” for financial institutions over the last few years, especially for those who began their activities with a strong social mission.

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Our clients

Finlabor
Génesis Fundación Logo
Victory Empowerment
Microsefin

We are ready to assist you.

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