We are the first credit rating agency specializing in microfinance. Our experience is based on 27 years of work and over 1,700 assessments in 55 countries.
Our rating reports are acknowledged for their objectivity, independence of opinion, and quality of analysis.
We assess financial strength based on regulatory and comprehensive risk approach (SBS, Peru; BCT, Tunisia and SBP, Panama).
We assess social performance and the degree of alignment with international sustainability standards.
We measure long-term institutional viability and solvency. We identify strengths and weaknesses in key areas.
We carry out the process in five well-defined stages.
Request, processing, and standardization of requested information.
Interviews to different instances of institutional organization chart.
Preparation of draft report for comments from your entity.
Discussion in Rating Committee.
Final review and issuance of report with rating.
Our research services are designed to meet the needs of actors (and stakeholders) in the microfinance sector for updated and specialized information.
July 7, 2024
El factoring es un producto financiero que viene ganando mayor presencia en la región, gracias a sus bondades frente a otros tipos de financiamiento. A su vez, genera un impacto positivo en la economía de los países, al promover la inclusión financiera de las mypes y también su formalización.
June 18, 2024
Desde hace varios años, la clasificadora de riesgos MicroRate viene elaborando benchmarks financieros y sociales de manera semestral, a partir de la información de diversas entidades financieras latinoamericanas que evaluamos.
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